See your real lease payment before you sign.
Drag the sliders, watch the math. Same formula every dealership uses — no surprises, no fine print.
Lease Payment Calculator
Estimate your monthly payment using the same formula dealerships do.
Quick presets
Sticker price of the car you want.
Negotiated selling price (before fees).
Vehicle's projected value at end of term.
Estimated monthly
$576
over 36 months · includes tax
- Pre-tax payment
- $540
- Sales tax
- $36
- Depreciation
- $398
- Finance charge
- $142
Total cost of the lease
$22,731
- Down payment
- $2,000
- Sum of monthly payments
- $20,731
- Residual value (at term end)
- $24,360
- Total finance charges paid
- $5,107
- Money factor
- 0.00225
Estimates assume standard dealer formulas. Actual offers depend on credit profile, current incentives, and lender money-factor markup. We'll match real numbers to your situation.
How this helps
Use it as your second opinion
Run any deal through the calculator before you commit. If a dealer's number doesn't match yours, you'll know exactly which lever they pulled.
Real-time math
Adjust any slider — payment, interest, and total cost update instantly.
Same formula as dealers
Money factor, residual, and depreciation — no hidden tweaks.
No credit pull to estimate
Run unlimited scenarios privately. Submit only when you're ready.